Population
40.2M
Online population
35.7M
Currency
PLN
Population - 40.2M
At the start of 2024, 60.3% of Poland’s population lived in urban centres, while 39.7% lived in rural areas.
Internet penetration - 88.1%
There were 35.7M internet users in Poland at the start of 2024.
The [number of](https://en.um.warszawa.pl/-/the-financial-technology-capital-of-the-region#:~:text=The number of fintechs in,sector are based in Warsaw.) FinTechs in Poland in 2023 compared to 2022 has increased by as much as 82%. The growth has been going on for years: in 2018, there were 167 FinTech companies in Poland, and last year there were already 417 of them.
<aside> 💡 As many as 45% of companies in this sector are based in Warsaw. The percentile share of FinTech companies in the capital increased by 6 percentage points year-on-year. With its innovation ecosystem and support for startups, the capital is attracting talent and investments, shaping the future of financial technology. Warsaw is emerging as the FinTech capital of the CEE (Central and Eastern Europe) region. This concerns particularly such areas as cashless payments and the development of blockchain technology.
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The strong position of the Polish technology and FinTech industry has been demonstrated by recognition of numerous Polish companies in the Deloitte Technology Fast 50 Central Europe 2023. In the area of FinTech, it is particularly worth highlighting the successes of:
Currently, according to data from the Polish Financial Supervision Authority (KNF), at the end of December 2023, the following companies were operating in Poland: 29 commercial banks (90.4% share in assets), 492 cooperative banks (7% share in assets), 34 branches of credit institutions and foreign banks (2.6% share in assets).